Martha’s Vineyard is in the midst of a housing crisis, impacting not only the people and families who are struggling to afford to live here, but also all of us who are part of the Vineyard economy and who value the diversity and character of our island.

The short-term Make It Happen Fund and long-term MV Future Financing engage socially responsible community members and foundations in the Island Housing Trust’s mission of creating housing affordability so that our island communities can thrive. Both of these low interest, social impact loans help IHT reduce the cost of development and management capital.

Please contact Christopher Anderson, Development Director, at and 508.693.1117 x3 for more information.


In partnership with the Martha’s Vineyard Bank, IHT would like to make you aware of an opportunity to participate in the MV Future Financing $1.8 million below-market-rate 10-year loan that will be used for year-round hospital employee housing at Hanover House, a former 16-bedroom inn that IHT recently renovated and repurposed in Vineyard Haven.

Housing directly affects Martha’s Vineyard Hospital, one of the island’s largest non-profit employers and our only primary care provider who struggles to attract and retain qualified employees to service our community’s health care needs.

Please find a link here to a summary of the participation loan opportunity that describes the property and loan participation opportunity and answers FAQs for the MV Future Financing.  Should you find this opportunity interesting, the expression of interest letter will initiate the next step in the process.  Thank you for consideration in the loan and the future of Martha’s Vineyard.


The Make It Happen Fund is a short-term community investment opportunity which provides IHT with the ready capital we need to compete in the robust Martha’s Vineyard real estate market. When suitable properties become available, having ready capital allows us to act quickly to secure them from the existing housing inventory.